Budget tracker,
simplified.
Know exactly where your money goes. Track income, expenses, and disposable income — all in one beautifully simple app.
Free to download · iPhone · iOS 17.6 or later
As seen in
What is Budgitrack?
Budgitrack is an iOS budget tracker that shows your disposable income at a glance. Enter your income and recurring expenses, and the dashboard updates instantly with category breakdowns and projections across 3, 6, and 12 months.
No bank linking
Manual entry only. Unlike Emma or Plum, your banking credentials are never shared with anyone.
Local on-device
All data stays on your iPhone. Nothing uploaded to the cloud. Our servers never see your numbers.
Built in the UK
Made by Recurse Ltd. for people who want financial clarity with complete privacy.
Free tier with a full budget and projections. Premium unlocks unlimited budgets, CSV export, widgets, and smart alerts from £1.99 / month, £19.99 / year, or £29.99 lifetime.
Free & Premium
Now on the App Store
Get the clarity of disposable income, category breakdowns, and 12-month projections in one beautifully simple iOS app.
Budget tracker features
Disposable income at a glance
Budgitrack calculates your disposable income by subtracting all recurring expenses from your total income. You see one clear number that updates instantly whenever you add or change an item — no manual maths, no spreadsheet formulas, no waiting for bank transactions to sync.
Category breakdown
Visual charts show exactly where every pound goes. Assign each expense to a category — housing, transport, subscriptions, groceries, entertainment — and see percentage breakdowns that reveal your largest commitments at a glance.
Stats & projections
Budgitrack projects your savings trajectory over 3, 6, and 12 months based on your current income and expenses. See concrete figures for where you’ll be financially if nothing changes — and use that clarity to make better decisions today.
Multiple budgets
Keep personal and business finances completely separate with multiple budgets. Each budget has its own income sources, expenses, categories, and projections. Switch between them instantly without any data overlap.
How Budgitrack works
Designed to feel like a native part of iOS. Every screen serves a purpose, every detail is considered.
All your income, one place
Salary, freelance, side hustles, rental income. Add them all with their frequency and currency, and watch your total update instantly.
Every outgoing, categorised
Rent, utilities, subscriptions, groceries. Group your recurring expenses by category and see exactly where your money is committed.
Forward-looking
See where you'll be in 12 months
Budgitrack projects your financial trajectory based on your current income and expenses. No guesswork, just clear numbers showing your savings growth over 3, 6, or 12 months.
3 months
+£7,350
6 months
+£14,700
12 months
+£29,400
Your way
Flexible by design
Choose your budget period, set your display currency, manage custom categories, and switch between multiple budgets. Budgitrack adapts to how you manage your money, not the other way around.
Ready to know where your money goes?
Download Budgitrack and set up your first budget in under two minutes.
Frequently asked questions
Yes! The free tier includes a full budget with 1 income source and up to 10 expenses. No credit card required, no time limit.
Multiple budgets, unlimited items, CSV export, home screen widgets, and smart alerts that notify you when spending trends change.
No. Budgitrack is intentionally simple — you enter your own figures so you stay in control and your banking credentials are never shared.
Absolutely. All budget data is stored locally on your device. We don’t have servers that store your financial information.
Budgitrack is an iOS app for iPhone. It requires iOS 17.6 or later. Android and iPad are not currently supported.
Yes, anytime through your Apple ID settings. You’ll keep Premium access until the end of your current billing period.